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FAQs

When can I lock in my interest rate and discount points?

Is comparing APRs the best way to decide which lender has the lowest rates and fees?

Tell me more about closing fees and how they are determined.

What is an escrow account?

What is private mortgage insurance (PMI) and when is it required?

What is your Rate Lock Policy?

Is there a fee charged to submit an online application?

Does Third Federal provide financing for manufactured homes?

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Does Third Federal have "No Cost" or "Low Cost" mortgage options?

What can you expect when you apply for a mortgage?

What is an adjustable rate mortgage?

Should I pay discount points to obtain a lower interest rate?

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Products are available for properties located in the states of California, Colorado, Connecticut, Florida, Illinois, Kentucky, Maryland, New Jersey, New Hampshire, New York, North Carolina, Ohio, Oregon, Pennsylvania, Tennessee, Virginia and Washington. Not all products are available in all markets.
Visit the Nationwide Mortgage Licensing System & Registry website to find the NMLS ID Number for any of our mortgage loan originators.